Hire Professional Insurance Advisors to Get Proper Solutions

Insurance is a complicated purchase. You are not buying bread or milk from a nearby store. Instead of buying protection from an insurance company that potentially creates or destroys your financial well-being, choose the perfect one. However, to make the right choice select a company that provides trusted insurance solutions. 

Types of Insurance Services

• Self-funding insurance
• Term Life Insurance
• Stop-Loss Insurance
• Medicare Insurance
• Broker Services
• Covered California

1. Self-Funding Insurance

Self-funding is an arrangement where an employer can independently claim health care funds. In the US, more than 60% of employees are enjoying the benefits of self-funded medical plans. The self-funded plan has many benefits and you must consult with a self-funding specialist to determine the best solution for your organization.

Advantages of Self-Funding

• Enhances cash flow
• Innovative plan and design for document control
• Charges, commissions, and retention
• Tax savings
• Value-based benefits and wellness programs
• Stop-loss coverage
  

2. Term Life Insurance

If you opt for term life insurance, you will get the coverage for a specific amount of time. There are 3 types of term life insurance that you can enjoy - level term insurance, renewable term policies, and return of premium.

3. Stop-Loss Insurance

It allows employers to preserve the financial possibility of a self-funded plan. Stop-loss is a crucial element in an organization. However, it is a unique decision to purchase stop-loss insurance for each company. The stop-loss insurance includes- specific stop-loss and aggregate stop-loss group captive.

The Stop-Loss Insurance Services

• In-house stop-loss underwriting
• Expected claim projections
• Direct carrier negotiation, and more

4. Medicare

It provides health insurance coverage to Americans aged 65 and older. It is a federal government program and has the following 4 main categories:

• Part A (Hospital Insurance)
• Part B (Medical Insurance)
• Part C (Medicare Advantage Plan)
• Part D (Prescription Drug Coverage)

However, if you want help and want to avoid confusion choose knowledgeable insurance professionals. See, Medicare is a complicated matter, which includes various rules, so why not hire experts?

5. Broker Services

Find a one-stop shop when it comes to your benefit of insurance needs.  The professionals will provide dental, health, and vision insurance services. They also guarantee life, long term care, disability, annuities, and insurance. The experts will help and guide you in the right direction. But make sure that you get the most affordable and appropriate plans from the company.

6. Covered California

It is a California health exchange where you can get brand-name health insurance under the Patient Protection and Affordable Care Act, also known as Obama Care. You can qualify for a discount on a health plan through Covered California. It includes :

• Coverage Levels
• Essential Health Benefits
• Dental Coverage
• Vision Coverage

Select The Professionals

The Skyline Benefit Insurance Solutions provides insurance advice with solutions. The team members have great industry knowledge and experience. The experts assure innovative and flexible health insurance options to individuals.  They include broker services, medicare insurance, stop-loss insurance, self-funding insurance, and self-funding insurance. The officials understand and appreciate the cultural and professional background of every client. To know more visit their website skylinebenefit.com today!