What’s The Income Limit for Covered California Open Enrollment?

The Covered California income limits require clients to have household incomes that vary between 0% to 400% of the Federal Poverty Level (FPL). It’s the basic necessity to qualify for assistance on government health insurance plans.  

So, if you are planning for Covered California open enrollment, knowing about the income limits is also important. Through the Covered California Health Exchange Plans, you may get qualified for up-front tax credits. Therefore, stay aware of the plans available in 2022. For clarity, you can also follow the Obamacare income guidelines chart based on the Federal Poverty Level.

Covered California Income Guidelines and Salary Structure

As per the Covered California income guidelines and salary restrictions, the individual can make less than $47,520 per year or earn fewer wages than $97,200 per year.

When the family has a lower household net income, a greater amount of government assistance is available to the family. The tax deductions will lower your ultimate income level.

For adults, the following are the Covered California income restrictions that you can follow for Covered California open enrollment.  

1. 0% – 138% of FPL: You qualify for Medi-Cal.
2. > 138% – 400% of FPL: You qualify for a subsidy on a Covered California plan.

•  138% to 150%: You also qualify for the Silver Enhanced 94 Plan.
•  150% to 200%: You are capable of the Silver Enhanced 87 Plan.
•  200% to 250%: You can enroll for the Silver Enhanced 73 Plan.

Under the Affordable Care Act, the marketplace and Medical plans provide coverage for pregnancy and childbirth. “You qualify for pregnancy coverage even if you’re already pregnant when you apply for coverage.” - says the health insurance broker.

Therefore, it’s significant to have health coverage while planning on having the baby for these reasons:

• The health insurance plans make it easier to receive prenatal care.
• It makes the delivery process affordable.
• The Covered California coverage provides you access to emergency care. 

Still, the income requirements for pregnant people are slightly different from people that aren’t expecting a baby. Therefore, while you apply for Medi-Cal while being pregnant, you can take advantage of the immediate coverage, guaranteeing to offer the care you and your baby needs.

Get a Quote for Covered California Health Insurance

The Covered California open enrollment period will end soon. Therefore, if you want to know more about the plans, you can select Skyline Benefits to help you with the rest. You can also visit skylinebenefit.com for more information.