Can I Get Covered California after the Open Enrollment Period?

 Recently, Covered California welcomed Secretary Xavier Becerra of the U.S. For the 2022 coverage year, the Department of Health and Human Services successfully launched Covered California open enrollment across the nation.

Open enrollment is a time when Americans can sign or renew their coverage and health insurance plans through the Affordable Care Act marketplaces. This year, you could enjoy the benefit of more financial help than ever before.

What Happens If You Miss Covered California Open Enrollment?

It’s a crucial question asked by the Americans. Open enrollment is your ultimate opportunity to take advantage of critical advantages, such as vision, dental, health, life insurance, retirement plan, and a health savings account (HSA).

However, “If you miss your employer's open enrollment deadline, you could lose coverage for you and your loved ones, and you could be subject to a fine imposed by the Affordable Care Act (ACA).” - says Covered California certified agent. 

Missing the deadline also predicts that you are unable to make changes or enroll in benefits until the next open enrollment period - 2023!!!

One exception to this rule is if you experience a life-changing qualifying event that can trigger the special enrollment period (SEP). 

The events have to be meaningful. It includes getting married or divorced, losing eligibility for other health coverage, or having or adopting children. All these possibilities can change special enrollment rights.

In some cases, you can also qualify for special enrollment when you get eligible for a premium assistance subsidy under Medicaid or the State Children’s Health Insurance Program (CHIP).

About Covered California

Covered California is the state’s health insurance marketplace, where Californians can buy reasonable, high-quality insurance from top insurance companies. It’s the only place where people can get financial assistance on a sliding scale to diminish the ultimate premium costs. 

Before choosing the plans that work best for your health needs and budget, you can compare other health insurance plans. Depending on the income, some consumers may qualify for the low-cost or no-cost Medi-Cal program.

If you are new to this and looking for various Covered California Open Enrollment options, take help from the professionals of Skyline Benefits. Visit skylinebenefit.com for more!